InferTrust™ Financial: Cryptographic Proof for Financial Services AI
When an examiner asks how your AI scored that loan, can you reconstruct the exact model, policy, and confidence at decision time? InferTrust™ Financial makes that answer verifiable.
What InferTrust™ Financial Does
InferTrust™ Financial creates cryptographically signed decision records for every AI-assisted financial determination, including credit decisioning and underwriting, fraud detection and transaction monitoring, anti-money laundering compliance, risk assessment and pricing, regulatory reporting, and SOX internal controls. Each record proves which model version evaluated the case, which policy was active, what confidence score was produced, and what action was taken.
Key Pain Points Addressed
Regulatory examinations requiring proof of AI decision logic that institutions cannot reconstruct from application logs
Fair lending analysis limited to portfolio-level statistics with no individual decision provenance
SOX Section 404 documentation gaps when AI systems participate in financial reporting
Model risk management requirements under SR 11-7 with no continuous evidence of model behavior
Decision Actions Captured
FIN_APPROVE: Transaction, credit, or underwriting decision approved above autonomous threshold
FIN_DENY: Decision denied with documented policy basis and adverse action reasons
FIN_FLAG: Fraud, AML, or compliance monitoring has flagged activity for human investigation
FIN_ESCALATE: Confidence below threshold, mandatory human reviewer escalation
FIN_HOLD: Decision held pending additional information or enhanced due diligence
Regulatory Frameworks Supported
SOX (Sarbanes-Oxley): Internal controls over financial reporting